NewAsk your finances anything, in plain English

All your money, in one place you actually understand.

MintValt turns raw bank statements into clean, multi-currency insight, organized by AI, with no bank logins and nothing ever sold.

No credit cardNo bank login150+ currencies
app.mintvalt.com/dashboard

Good morning

Net worth

SGD

$48,250

↑ 8.4% this month
SpendingLast 7 months
JulAugSepOctNovDecJan
Categories
  • Housing38%
  • Food24%
  • Transport16%
  • Other22%
How much did I spend on food last month?
You spent $482 on food across 14 transactions, down 12% from November.

+$1,240 saved

vs. your monthly average

Works with every bank, account and currency
CSV & PDF import150+ currenciesEncrypted & privateAI built in
What makes it different

Less spreadsheet. More clarity.

Three things most finance apps get wrong, and the way MintValt does them instead.

Ask anything

Chat with your money in plain English.

No filters, no pivot tables. Ask a question the way you'd ask a friend, and get an answer grounded in your actual transactions.

Natural-language questions, instant answers
Spots trends and overspending automatically
Learns your categories and gets sharper over time

Where did my money go in December?

Your top three were Housing $1,850, Dining $612 and Transport $340. Dining was up 19%, mostly weekend delivery.

Can I afford to save $500 more?

Yes, trimming delivery to your average frees up $520/mo. Want me to set a goal?

Borderless

Built for money that crosses borders.

Hold accounts in any currency and see one honest total. Live rates do the converting, so expats, freelancers and nomads always know where they really stand.

150+ currencies with live exchange rates
One base-currency total, accounts in their own
No surprise conversion math at month-end
$3,420.50SGD
€2,358.10  ·  live rate 1 SGD = 0.69 EUR
SGDUSDEURGBPJPYAUDCHFINRCADHKD+140
Private by design

Your data stays yours. Full stop.

MintValt never asks for a bank password and never sells a byte of your data. You upload statements; we organize them. That's the whole deal.

No bank credentials, ever
Encrypted in transit and at rest
Export or delete everything, any time

Privacy-first architecture

You're the only one who can see your data

Bank login required
Data sold to advertisers
Receipts auto-deleted after processing
How it works

From statement to insight in minutes.

No integrations to configure. No credentials to hand over. Three steps.

1

Upload statements

Drag in a CSV or PDF from any bank. MintValt parses it in seconds, no logins, no waiting.

2

AI organizes everything

Transactions are categorized, deduplicated and converted to your currency, and it learns from every edit.

3

Get real insight

Clear dashboards, budgets and an AI you can simply ask. Understand your money, then act on it.

And everything else

The day-to-day tools, all included.

Smart budgets

Set limits by category and get a nudge before you blow past them.

Savings goals

Name a target, track progress, and watch the milestones tick by.

Net worth

Every account and asset in one number, tracked over time.

Spending analytics

Interactive breakdowns by category, merchant and period.

Recurring detection

Subscriptions and bills surfaced automatically, before they renew.

Financial health score

A clear read on where you stand, with steps to improve it.

Receipt OCR

Snap a receipt; the details are read and matched for you.

Export anywhere

Your data is portable. Download it for taxes or take it with you.

Pricing

Simple plans. Start free.

Every plan includes a 14-day free trial, no card required. Cancel anytime.

Starter

For getting your money organized.

$4.99/mo

per month · 14-day free trial

  • Dashboard & transactions
  • CSV & PDF import
  • Budgets & alerts
  • Up to 5 accounts
  • 150+ currencies
Most popular

Professional

For people who want the AI working for them.

$9.99/mo

per month · 14-day free trial

  • Everything in Starter
  • AI chat assistant
  • Receipt OCR
  • Financial health score
  • Unlimited accounts & savings goals

+ advanced categorization, merchant analytics

Premium

For power users and households.

$14.99/mo

per month · 14-day free trial

  • Everything in Professional
  • Net worth & cash-flow forecasting
  • Multi-household sharing
  • API access & webhooks
  • Tax export & priority support

All plans include a 7-day money-back guarantee.

FAQ

Questions, answered.

Take control of your money this week.

Upload your first statement and see your finances clearly in minutes. Free for 14 days.

No credit cardNo bank loginCancel anytime