Every account, every currency, one number you can trust.

Upload a bank statement and MintValt sorts it into categories, picks out your recurring bills, and works out what is safe to spend today. Any bank, any currency, no password to hand over.

Start free for 14 days
No bank loginNo credit card150+ currenciesNever sold, never shared
The MintValt app on an iPhone, showing net worth and what is safe to spend.
  1. Safe to spend today.

    With the bills already set aside.

  2. Just ask.

    Get an answer from your own numbers.

  3. Your projected balance, six months out.

    Change one figure and the whole curve moves with it.

Why MintValt

Three problems a spreadsheet cannot solve.

Money in several currencies, a month you cannot see the end of, and a year you can only reconstruct by hand.

Across borders

Accounts in different currencies, added up properly.

Keep one account in dollars, one in euros, one back home. Each stays in the currency it is held in and MintValt totals them in the one you think in, so you have a single honest figure rather than three you reconcile in your head. Once a month closes its total is fixed at the rate that applied then, so last year reads the same next year as it does today.

One net worth, in the currency you think in
Closed months stay converted at the rate that applied
And 150+ currencies behind all of it
The MintValt accounts screen on a phone: one total across eleven accounts, with US dollars, Canadian dollars, euros and sterling each shown in their own currency.
Forecasting

Know what you can spend, before you spend it.

MintValt reads the bills you already pay and projects your balance six months out. Wondering what a rent increase would do, or saving a bit more each month? Change one figure and the whole curve moves with it.

Safe to spend today, with the bills already set aside
Your projected balance, six months out
Test a pay rise, a rent increase or a bigger goal
The MintValt forecast on a phone: the balance stays above zero for the next six months, ending April 2027 at 9,593 dollars, with each month's lowest point listed.
Reports

Where your money actually went.

Pick a month, a quarter or a year and see what came in, what went out and what you kept. Twelve months sit side by side, so you can tell whether this one was normal or not.

Income, spending, and the share you kept
Twelve months side by side for context
Every transaction sorted into a category
MintValt analytics on a phone: money in, money out and what was kept this year, each set against the same dates last year, above twelve months of paired bars.
How it works

From bank statement to answers in minutes.

No bank login, no integrations, nothing to configure. Three steps.

1

Upload your statement

Drag in a PDF or CSV from any bank in the world. It is read and ready in seconds.

2

It sorts itself out

Transactions are filed into categories, recurring bills are picked out, and every amount is converted into your currency. Correct one and MintValt remembers.

3

See where you stand

What is safe to spend today, what is due next, and where last month actually went. Then set a budget and hold to it.

And the rest

Everything else it does.

Budgets that fit

Set a limit for eating out, or let MintValt suggest one from what you usually spend. The nudge comes before you go over, not after.

Subscriptions found for you

MintValt picks out whatever charges you every month, and flags it when one quietly goes up in price.

Net worth

Everything you own minus everything you owe, recorded month by month.

Where it all went

Spending by merchant, category and month, with the trend beside it.

Savings goals

Name the target and the date, and see whether you are on pace.

Financial health score

One number for how you are doing, and the one thing to fix next.

Receipt scanning

Photograph a receipt and MintValt reads it, then matches it to the charge already on your statement. The image itself is never stored.

Just ask

Type a question the way you would say it out loud, and get an answer from your own numbers.

Pricing

Three plans. Start free.

Every plan opens with a 14-day free trial and no credit card. Unlimited transactions on all three.

Starter

For getting everything into one place.

$4.99/mo

per month · 14-day free trial

Start free
  • Dashboard & transactions
  • CSV & PDF import, 200 pages a month
  • Budgets & alerts
  • Net worth tracking
  • 150+ currencies
Most popular

Professional

For understanding what the numbers mean.

$9.99/mo

per month · 14-day free trial

Start free
  • Everything in Starter
  • Ask it a question, in your own words, 300 a month
  • 800 statement pages a month, up from 200
  • 200 receipt scans a month, up from 15
  • Financial health score
  • Tax export, as a spreadsheet or a PDF

Premium

For forecasting, households and building on top.

$14.99/mo

per month · 14-day free trial

Start free
  • Everything in Professional
  • 3,000 statement pages and 1,000 questions a month
  • Cash-flow forecasting
  • Household sharing for couples and families
  • API access & webhooks
  • Priority support

All plans include a 14-day money-back guarantee.

FAQ

Questions, answered.

See where you stand this week.

Upload one bank statement and MintValt does the rest. Free for 14 days, no card.

No credit cardCancel anytimeReady in minutes